Welcome to ObamaCare 2011 – Goodbye FSA, HRA, HSA, MSA

As of January 1, 2011, your flexible spending account (essentially tax free funds for medical costs) can no longer be utilized to pay for over-the-counter items such as aspirin.

From the IRS.gov:

IR-2010-95, Sept. 3, 2010

WASHINGTON — The Internal Revenue Service today issued guidance reflecting statutory changes regarding the use of certain tax-favored arrangements, such as flexible spending arrangements (FSAs), to pay for over-the-counter medicines and drugs.

The Affordable Care Act, enacted in March, established a new uniform standard that, effective Jan. 1, 2011, applies to FSAs and health reimbursement arrangements (HRAs). [emphasis added] Under the new standard, the cost of an over-the-counter medicine or drug cannot be reimbursed from the account unless a prescription is obtained. [emphasis added] The change does not affect insulin, even if purchased without a prescription, or other health care expenses such as medical devices, eye glasses, contact lenses, co-pays and deductibles. The new standard applies only to purchases made on or after Jan. 1, 2011, so claims for medicines or drugs purchased without a prescription in 2010 can still be reimbursed in 2011, if allowed by the employer’s plan.

A similar rule goes into effect on Jan. 1, 2011 for Health Savings Accounts (HSAs), and Archer Medical Savings Accounts (Archer MSAs). [emphasis added]

Employers and employees should take these changes into account as they make health benefit decisions for 2011.

For details on current rules, see Publication 969 , Health Savings Accounts and Other Tax-Favored Health Plans.

Updates on this and other health care reform provisions can be found on the Affordable Care Act page on IRS.gov. Notice 2010-59 and Revenue Ruling 2010-23, posted today, further explains this change.

While the dumbocRATS in Congress entitled the bill the “Affordable Care Act”, there is nothing “affordable” about changing the tax-favored arrangements previously provided by your FSA, HRA, HSA or MSA.

Official Pace Car for ObamaCare

"Yes He Can"

Obama: “YOU LIE” in “YOUR WORDS”

Video Link: http://www.youtube.com/watch?v=NOrncxhTTiw

Communist News Network (CNN) Poll Shows Majority Disapprove of Obama for the First Time

According to a CNN/Opinion Research Corporation poll released Monday, 51 percent of respondents disapprove of Obama’s job performance and 46 percent approve of it.

Full Results are located HERE.

Know The Enemy: Naming Names

The following democrats are enemies of freedom and supported Hussein Obamacare –

The 219-212 roll call Sunday by which the House passed the Patient Protection and Affordable Care Act. SOURCE

A “yes” vote is a vote to pass the bill.

Voting yes were 219 Democrats and 0 Republicans.

Voting no were 34 Democrats and 178 Republicans.

There are 4 vacancies in the 435-member House.

ALABAMA

Democrats — Bright, N; Davis, N.

Republicans — Aderholt, N; Bachus, N; Bonner, N; Griffith, N; Rogers, N.

ALASKA

Republicans — Young, N.

ARIZONA

Democrats — Giffords, Y; Grijalva, Y; Kirkpatrick, Y; Mitchell, Y; Pastor, Y.

Republicans — Flake, N; Franks, N; Shadegg, N.

ARKANSAS

Democrats — Berry, N; Ross, N; Snyder, Y.

Republicans — Boozman, N.

CALIFORNIA

Democrats — Baca, Y; Becerra, Y; Berman, Y; Capps, Y; Cardoza, Y; Chu, Y; Costa, Y; Davis, Y; Eshoo, Y; Farr, Y; Filner, Y; Garamendi, Y; Harman, Y; Honda, Y; Lee, Y; Lofgren, Zoe, Y; Matsui, Y; McNerney, Y; Miller, George, Y; Napolitano, Y; Pelosi, Y; Richardson, Y; Roybal-Allard, Y; Sanchez, Linda T., Y; Sanchez, Loretta, Y; Schiff, Y; Sherman, Y; Speier, Y; Stark, Y; Thompson, Y; Waters, Y; Watson, Y; Waxman, Y; Woolsey, Y.

Republicans — Bilbray, N; Bono Mack, N; Calvert, N; Campbell, N; Dreier, N; Gallegly, N; Herger, N; Hunter, N; Issa, N; Lewis, N; Lungren, Daniel E., N; McCarthy, N; McClintock, N; McKeon, N; Miller, Gary, N; Nunes, N; Radanovich, N; Rohrabacher, N; Royce, N.

COLORADO

Democrats — DeGette, Y; Markey, Y; Perlmutter, Y; Polis, Y; Salazar, Y.

Republicans — Coffman, N; Lamborn, N.

CONNECTICUT

Democrats — Courtney, Y; DeLauro, Y; Himes, Y; Larson, Y; Murphy, Y.

DELAWARE

Republicans — Castle, N.

FLORIDA

Democrats — Boyd, Y; Brown, Corrine, Y; Castor, Y; Grayson, Y; Hastings, Y; Klein, Y; Kosmas, Y; Meek, Y; Wasserman Schultz, Y.

Republicans — Bilirakis, N; Brown-Waite, Ginny, N; Buchanan, N; Crenshaw, N; Diaz-Balart, L., N; Diaz-Balart, M., N; Mack, N; Mica, N; Miller, N; Posey, N; Putnam, N; Rooney, N; Ros-Lehtinen, N; Stearns, N; Young, N.

GEORGIA

Democrats — Barrow, N; Bishop, Y; Johnson, Y; Lewis, Y; Marshall, N; Scott, Y.

Republicans — Broun, N; Deal, N; Gingrey, N; Kingston, N; Linder, N; Price, N; Westmoreland, N.

HAWAII

Democrats — Hirono, Y.

IDAHO

Democrats — Minnick, N.

Republicans — Simpson, N.

ILLINOIS

Democrats — Bean, Y; Costello, Y; Davis, Y; Foster, Y; Gutierrez, Y; Halvorson, Y; Hare, Y; Jackson, Y; Lipinski, N; Quigley, Y; Rush, Y; Schakowsky, Y.

Republicans — Biggert, N; Johnson, N; Kirk, N; Manzullo, N; Roskam, N; Schock, N; Shimkus, N.

INDIANA

Democrats — Carson, Y; Donnelly, Y; Ellsworth, Y; Hill, Y; Visclosky, Y.

Republicans — Burton, N; Buyer, N; Pence, N; Souder, N.

IOWA

Democrats — Boswell, Y; Braley, Y; Loebsack, Y.

Republicans — King, N; Latham, N.

KANSAS

Democrats — Moore, Y.

Republicans — Jenkins, N; Moran, N; Tiahrt, N.

KENTUCKY

Democrats — Chandler, N; Yarmuth, Y.

Republicans — Davis, N; Guthrie, N; Rogers, N; Whitfield, N.

LOUISIANA

Democrats — Melancon, N.

Republicans — Alexander, N; Boustany, N; Cao, N; Cassidy, N; Fleming, N; Scalise, N.

MAINE

Democrats — Michaud, Y; Pingree, Y.

MARYLAND

Democrats — Cummings, Y; Edwards, Y; Hoyer, Y; Kratovil, N; Ruppersberger, Y; Sarbanes, Y; Van Hollen, Y.

Republicans — Bartlett, N.

MASSACHUSETTS

Democrats — Capuano, Y; Delahunt, Y; Frank, Y; Lynch, N; Markey, Y; McGovern, Y; Neal, Y; Olver, Y; Tierney, Y; Tsongas, Y.

MICHIGAN

Democrats — Conyers, Y; Dingell, Y; Kildee, Y; Kilpatrick, Y; Levin, Y; Peters, Y; Schauer, Y; Stupak, Y.

Republicans — Camp, N; Ehlers, N; Hoekstra, N; McCotter, N; Miller, N; Rogers, N; Upton, N.

MINNESOTA

Democrats — Ellison, Y; McCollum, Y; Oberstar, Y; Peterson, N; Walz, Y.

Republicans — Bachmann, N; Kline, N; Paulsen, N.

MISSISSIPPI

Democrats — Childers, N; Taylor, N; Thompson, Y.

Republicans — Harper, N.

MISSOURI

Democrats — Carnahan, Y; Clay, Y; Cleaver, Y; Skelton, N.

Republicans — Akin, N; Blunt, N; Emerson, N; Graves, N; Luetkemeyer, N.

MONTANA

Republicans — Rehberg, N.

NEBRASKA

Republicans — Fortenberry, N; Smith, N; Terry, N.

NEVADA

Democrats — Berkley, Y; Titus, Y.

Republicans — Heller, N.

NEW HAMPSHIRE

Democrats — Hodes, Y; Shea-Porter, Y.

NEW JERSEY

Democrats — Adler, N; Andrews, Y; Holt, Y; Pallone, Y; Pascrell, Y; Payne, Y; Rothman, Y; Sires, Y.

Republicans — Frelinghuysen, N; Garrett, N; Lance, N; LoBiondo, N; Smith, N.

NEW MEXICO

Democrats — Heinrich, Y; Lujan, Y; Teague, N.

NEW YORK

Democrats — Ackerman, Y; Arcuri, N; Bishop, Y; Clarke, Y; Crowley, Y; Engel, Y; Hall, Y; Higgins, Y; Hinchey, Y; Israel, Y; Lowey, Y; Maffei, Y; Maloney, Y; McCarthy, Y; McMahon, N; Meeks, Y; Murphy, Y; Nadler, Y; Owens, Y; Rangel, Y; Serrano, Y; Slaughter, Y; Tonko, Y; Towns, Y; Velazquez, Y; Weiner, Y.

Republicans — King, N; Lee, N.

NORTH CAROLINA

Democrats — Butterfield, Y; Etheridge, Y; Kissell, N; McIntyre, N; Miller, Y; Price, Y; Shuler, N; Watt, Y.

Republicans — Coble, N; Foxx, N; Jones, N; McHenry, N; Myrick, N.

NORTH DAKOTA

Democrats — Pomeroy, Y.

OHIO

Democrats — Boccieri, Y; Driehaus, Y; Fudge, Y; Kaptur, Y; Kilroy, Y; Kucinich, Y; Ryan, Y; Space, N; Sutton, Y; Wilson, Y.

Republicans — Austria, N; Boehner, N; Jordan, N; LaTourette, N; Latta, N; Schmidt, N; Tiberi, N; Turner, N.

OKLAHOMA

Democrats — Boren, N.

Republicans — Cole, N; Fallin, N; Lucas, N; Sullivan, N.

OREGON

Democrats — Blumenauer, Y; DeFazio, Y; Schrader, Y; Wu, Y.

Republicans — Walden, N.

PENNSYLVANIA

Democrats — Altmire, N; Brady, Y; Carney, Y; Dahlkemper, Y; Doyle, Y; Fattah, Y; Holden, N; Kanjorski, Y; Murphy, Patrick, Y; Schwartz, Y; Sestak, Y.

Republicans — Dent, N; Gerlach, N; Murphy, Tim, N; Pitts, N; Platts, N; Shuster, N; Thompson, N.

RHODE ISLAND

Democrats — Kennedy, Y; Langevin, Y.

SOUTH CAROLINA

Democrats — Clyburn, Y; Spratt, Y.

Republicans — Barrett, N; Brown, N; Inglis, N; Wilson, N.

SOUTH DAKOTA

Democrats — Herseth Sandlin, N.

TENNESSEE

Democrats — Cohen, Y; Cooper, Y; Davis, N; Gordon, Y; Tanner, N.

Republicans — Blackburn, N; Duncan, N; Roe, N; Wamp, N.

TEXAS

Democrats — Cuellar, Y; Doggett, Y; Edwards, N; Gonzalez, Y; Green, Al, Y; Green, Gene, Y; Hinojosa, Y; Jackson Lee, Y; Johnson, E. B., Y; Ortiz, Y; Reyes, Y; Rodriguez, Y.

Republicans — Barton, N; Brady, N; Burgess, N; Carter, N; Conaway, N; Culberson, N; Gohmert, N; Granger, N; Hall, N; Hensarling, N; Johnson, Sam, N; Marchant, N; McCaul, N; Neugebauer, N; Olson, N; Paul, N; Poe, N; Sessions, N; Smith, N; Thornberry, N.

UTAH

Democrats — Matheson, N.

Republicans — Bishop, N; Chaffetz, N.

VERMONT

Democrats — Welch, Y.

VIRGINIA

Democrats — Boucher, N; Connolly, Y; Moran, Y; Nye, N; Perriello, Y; Scott, Y.

Republicans — Cantor, N; Forbes, N; Goodlatte, N; Wittman, N; Wolf, N.

WASHINGTON

Democrats — Baird, Y; Dicks, Y; Inslee, Y; Larsen, Y; McDermott, Y; Smith, Y.

Republicans — Hastings, N; McMorris Rodgers, N; Reichert, N.

WEST VIRGINIA

Democrats — Mollohan, Y; Rahall, Y.

Republicans — Capito, N.

WISCONSIN

Democrats — Baldwin, Y; Kagen, Y; Kind, Y; Moore, Y; Obey, Y.

Republicans — Petri, N; Ryan, N; Sensenbrenner, N.

WYOMING

Republicans — Lummis, N.

Alcee Hastings: “Rules…We Make Them Up as We Go Along”

Democrat Alcee Hastings is the former federal judge who was impeached for engaging in a “corrupt conspiracy“. Unfortunately, the terms of his conviction did not bar Alcee from public office in the future. As such,the cerebral constituency of Florida’s 23rd District elected him to office in 1992, and he has held the position ever since. At least with regard to the current health care debate, Alcee  is honest about what the democrats are doing:

RULES?…WE MAKE THEM UP AS WE GO ALONG

More “change” from Obama and the democrats that you can believe in.

Thank You Congressman Mike Rogers

Video URL: http://www.youtube.com/watch?v=G44NCvNDLfc

Dear Leader ‘sez Healthcare Premiums Will Drop 3000%!

B. Hussein Obama: The “Magic” Man!

Using either Tim Geithner or Charlie Rangel “math”, President Obama claims healthcare premiums would be reduced 3000%. Really? Notice when the President asks ‘How many people get insurance through their jobs’ (i.e. WHO ACTUALLY HAS A JOB), only a few people in the crowd actually raise their hand.

Video Link: http://www.youtube.com/watch?v=LKWoPe_o82U

Dear Senator: (Feel Free to Forward to Your Senator)

Dear Senator:

Your recent vote on the healthcare bill will go down in history. In fact, all sixty of you will go down in historical fashion. You will lose re‐election bids. You will become the scourge of freedom loving Americans across the nation. In the long‐run, history will anoint you as villains that attempted to sack free enterprise in America and doomed your own constituents to substandard healthcare at premium cost. All under the guise of putting a few people that do not have coverage on insurance, you have created an untenable entitlement. It will do the precise opposite of what you have projected. Costs will increase. People will not be covered. Many will opt‐out and drop out by choice in protest. Refuseniks. The extent of your damage remains to be seen, but damage it will be. Look at just a few examples of big government largesse in America.

In the beginning, Social Security was supposed to provide an incentive for older persons to retire toaccommodate an underemployed workforce in the face of the Great Depression. It was never meant to be an identification process, and in fact, that aspect was much debated. Look at what it has become and how expensive it is now. There is no real “fund” you continue to lie about that fact too. Those funds hit the general account and are gone. What percentage of our annual budget is Social Security now compared to what the projections were back in the 30’s, 50’s 70’s?

Medicare has similar history. It has expanded and become so badly operated that it will be bankrupt before Social Security. Except that there needs to be a “fund” to bankrupt, you continue to lie about that too, and those collected funds get dumped into the general account and spent. Where does this stop?

The stimulus package authorized and passed to supposedly prevent unemployment from rising past 8%. That was the plan and the projection. How’s that working out for you? We are now at 10% unemployment and that is probably low. Do you see a trend here? Those funds, for “shovel‐ready” projects that never existed, have not been developed or approved, are further expenditure of taxpayers (i.e., my) money for unrealistic and fantastical pie‐in‐the‐sky programs. No real infrastructure repair or rebuild. Paying bureaucrats salaries in Sacramento is not a “shovel‐ready” project.

Every time your group of “do‐gooders” with supposed big hearts and obviously empty heads enter into any semblance of power all hell breaks loose because you can’t control yourselves. “Change” to you means everything that we as a nation have done yesterday and do today is wrong, broken, corrupt and must be stopped or changed fundamentally. Perhaps it is because none of you have ever done anything “real” in your life, like held or created a job, paid an employee from your own business efforts or even tried to understand real fundamental economics, and not the Keynesian garbage you deal with in Washington. Or maybe it is due to the mental disorder called liberalism. In either case, you fail to recognize the United States of America did not become the greatest country in the world by oppressing its achievers and performers with Third World Tinpot Socialist programs and tactics. Of course, you do not believe in American exceptionalism. You believe in a “bad” America. The imperialist, racist, capitalist pig oppressive America. “Bad, bad America—be like France or Sweden”.

Yes, congratulations on your diligent effort to royally screw up America and end freedom as we know it. You have played an important role in planting the seed of the next great conflagration. There is an imminent struggle brewing between freedom‐loving Americans and the “sheeple” I call Democrats and their voters. I know which side I am on. Thank you for making it so easy to figure out which side you are on. Like lemmings over a cliff, you are following the wrong lead dog. Always have, and you always will.

It’s revolting.

Sincerely,
Ross Bennett

http://wp.me/pjWTB-Gj